Sonia joined Visas Asia Pacific office in 2000 and she moved to the US in 2014. She is currently responsible for partnering with business groups in Visa to drive initiatives while balancing risk and agility in innovation. Prior to moving to the US, she worked with banks, retailers and service providers in Asia Pacific, Central Europe, Middle East and Africa on fraud, chargeback, brand protection and data security initiatives. Growing up in multi-cultural Singapore, she considers herself pathologically pro-diversity. Besides being an active campaigner for diversity and inclusion initiatives in the risk function, she is also the co-chair for the Visa Womens Network which is focused on ensuring women in Visa are able to reach their aspirations. Over the years, she has mentored colleagues in Dubai, Singapore and USA, to help them thrive at work while embracing their authentic selves. Externally, she volunteers at the Penninsula College Fund to help low-income, first-generation college students of immigrant families reach the college graduation finish line, and is a mentor for Everwise as well as Aspire Foundation, mentoring aspiring women around the world.